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Housing Stability Through Financial Coaching

All Roads Lead to Home. Let Us Be Your Guide!

Rhodes Family HOME FOR CHRISTMAS Foundation Inc. helps families build financial capability, planning habits, and practical support systems needed to move toward lasting stability. Getting you into your first home is what we do.

What We Provide

The program combines financial literacy, household budgeting support, individualized coaching, goal setting, savings encouragement, and forward-looking planning to help families stabilize their housing situation and strengthen long-term financial resilience.

Families served by the foundation benefit from structured financial coaching, practical tools, and sustained support designed to meet them where they are and move them toward lasting stability.

 Financial Literacy

Building the foundational knowledge families need to understand budgets, credit, and long-term financial planning.

 Household Budgeting Support

Hands-on guidance to help families track income, manage expenses, and create a budget that works for their real life.

 Individualized Coaching

One-on-one coaching tailored to each family’s unique situation, priorities, and path toward housing stability.

 Goal Setting

Establishing clear, measurable milestones so families can track their progress and stay motivated on the journey.

 Savings Encouragement

Practical strategies to help families begin saving, build an emergency cushion, and grow toward a down payment.

 Forward-Looking Planning

Supporting families in building the long-term habits and systems that sustain financial resilience well into the future.

How It Works

Our three-step process meets each family where they are and builds a clear, supported path toward housing stability.

01

 Assess Needs

Each family completes intake and a financial snapshot to identify immediate housing pressures, financial barriers, and priority goals.

02

 Build a Stability Plan

Staff and participants establish practical, measurable goals tied to housing retention, budgeting, savings, debt reduction, or income strengthening.

03

 Deliver Coaching & Follow-Through

Families receive targeted coaching, financial education, and progress monitoring to support stronger decision-making and long-term stability.

Take the First Step

Start Building Your Path to HOME FOR CHRISTMAS

You don’t have to wait until everything is perfect to begin. Here are concrete actions you can take right now to start cleaning up your credit and building the life that leads to homeownership.

Check Your Credit Report

Request your free credit reports from all three bureaus at AnnualCreditReport.com. Know where you stand before you begin.

Dispute Errors

Review each report carefully. Inaccurate accounts, incorrect balances, or outdated information can be disputed directly with the bureaus.

Build a Savings Habit

Even a small consistent deposit each month begins to build a financial cushion and demonstrates the discipline lenders want to see.

Work With a Coach

Our coaches can help you turn these steps into a personalized plan – and walk alongside you every step of the way toward your first home.

 Donate Property & Create Lasting Impact

Are you a homeowner or landowner looking to make a meaningful difference? The Rhodes Family HOME FOR CHRISTMAS Foundation accepts property donations regardless of condition, giving you the opportunity to support families on the path to homeownership while potentially taking advantage of capital gains tax relief.

 Any Property, Any Condition

We accept property donations regardless of the property’s current condition. Whether the home needs repair or is move-in ready, your donation can help a family build a lasting legacy.

Funding generated through property donations supports long-term growth and housing stability for families who never imagined homeownership could be within reach.

 We Help Guide the Process

We can help guide you through the donation process and assist in obtaining the paperwork needed to file. We are not tax attorneys, but we can help connect you with the right resources – or you may work directly through your own tax attorney.

Reach out to our team to begin a conversation about how your property donation can change lives and open doors for families working toward stability.

Why Funding Matters

Help Families Build Financial Strength and a Lasting Legacy

Funding supports long-term growth and housing stability for families who never imagined homeownership could be within reach. Partner with us as we make dreaming of homeownership a reality for families working toward lasting stability.

 Partner With Us  Donate

Non-Profit EIN #41-4640531 • 7901 4th St N #32802, St. Petersburg, FL 33702 • 904-579-0007